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How do you test drive a car if you haven’t got car insurance?

I’ve a heads up for you, Living reader: at some point in the next few months I’m going to be per­form­ing a U-​​turn.

That might sound like absurdly advanced warn­ing of a simple driv­ing manœuvre – every­one else just uses hazard lights – but it’s a more gen­eral U-​​turn to do with me and cars: I’m buying another one.

In my defence, it’ll be a much-​​loved clas­sic, rather than an every­day run­about. The prob­lem with buying a pop­u­lar clas­sic, though, is that you have to do a lot of look­ing before you find.

So I recently found myself in a hire car, set­ting off for a date with a prom­ising example. And remem­ber­ing, slightly too late, that I’d need car insur­ance if I wanted to have a test drive when I got there.

Run­ning late, I pulled over and called a broker who I knew spe­cial­ised in the kind of car I’m after. I explained my need, and got a reas­on­able quote for a year’s cover which, I was assured, I could cancel for a refund if I decided not to buy the car.

I didn’t decide to buy, as it turned out, but when it came to can­cel­ling the insur­ance my refund came minus a broker’s fee and a smal­ler sur­charge for the insurers them­selves. I was ?

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Ori­gin­ally posted 2009-​​01-​​15 14:31:00. Repub­lished by Blog Post Promoter

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